As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
VP of Mortgage Lending
What people are saying
"Ladd and the entire team we worked with were great throughout the process. They were all very responsive to any questions and took the time to ensure we were clear every step of the way."
Anthony S. - San Diego CA | Oct 2021
"Ladd Graham provided excellent service to us"
Glenn S. - San Diego CA | Jul 2021
"Ladd made the hole process very easy."
Mark B. | Mar 2021
"The Communication was always open for Discussion, and for me and wife , that was the key on things moving forward and getting things done! Ladd thanks for helping us on this loan progress, totally enjoy your help on making this a Reality of being homeowners. Once again thanks for everything."
Armando R. | Dec 2020
"I always felt that Ladd did what was in my best interest at all times, he promptly answered all my questions and returned all my calls immediately. I felt very comfortable throughout the whole process and would highly recommend him based on my experience."
Gaetano S. | Nov 2020
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.