Lanae Santos
VP of Mortgage Lending
As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
Mortgage calculators
Loan options
First-time homebuyer’s guide
The Best Mortgage Experience
See my video
Recent reviews
What people are saying
"Great customer service from Lanae, she was always available for questions I had and kept me consistently informed about the status of my loan."
Kathryn A. - Kaneohe HI | Nov 2021
"The best customer service I’ve experienced. Lanae Santos was very responsive and assisted throughout the mortgage process. She answered every question and was very professional. She also closed in a stress free 32 days. Simply amazing!!!"
Kawika K. - Waimanalo HI | Aug 2021
"Prompt response to questions and loan completed efficiently and quickly."
Jan S. - Kaneohe HI | May 2021
"Lanae Santos was great and easy to work with!"
Rachael S. - Urbandale IA | May 2021
"Great service and it was a no hassle process"
Steven G. - Honolulu HI | May 2021
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
