Lance attended Cal State San Bernardino on a basketball scholarship and graduated with a degree in Mathematics in 2003. After graduating he immediately went into the mortgage industry following in his brother's footsteps working for First Choice Funding Group until joining Guaranteed Rate in 2009. He has helped thousands of clients with home loans closing nearly $1B in business over the past 15 years. He now lives in Norco with his wife and 3 daughters. He credits his success to a commitment of outstanding customer service creating a smooth mortgage experience. With a vast knowledge of the industry, constant communication and understanding of the mortgage process he is able to simplify the mortgage experience for consumers. All of this has resulted in a large percentage of his business coming from referrals and repeat business.
Branch Manager/SVP of Mortgage Lending
What people are saying
"great communication and follow through"
Carmen S. - Valencia CA | Apr 2022
"The customer service was excellent. Our loan officer was quick to answer any questions we had."
Jeffery W. - Marina Del Rey CA | Apr 2022
"Lance Ray was great to work with."
Elizabeth B. - Huntington Beach CA | Mar 2022
"Fastest and easiest refi I have ever seen"
Neil B. - Rancho Cucamonga CA | Mar 2022
"Lance was a rockstar!! If I could give 100 stars, I would! Amazing communication & service! He saved us time, money & was an all-around professional on every level. His response time was incredible. We are very satisfied!"
Brooke S. - Los Angeles CA | Mar 2022
A HELOC with a fixed rate you can count on.
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