-Helping people’s dreams of home ownership come true ---that’s why I do what I do. Supporting people so that they can have what’s important to them in their lives for themselves and their family. For most of us, buying a home is one of the most financially important moves we’ll ever make. For me-it’s a privilege to work with anyone that’s in action around building a better future for themselves. Buying a home and even refinancing a home usually takes something. Whether it’s having your own place, smart investing or saving money on your payment, it’s my job to make that real on paper. Providing the certainty that you’re getting the best deal, the security that it’s going to happen in a way that works for you, matching your specific needs with the optimal financing structure for your situation and complete transparency---that’s what I give to my clients. When called upon to achieve the impossible and save deals that other lenders could not close, I have consistently come through. That’s why my clients send referral business my way: because they’ve had a superior customer service experience. -Year after year I’m listed by Mortgage Executive Magazine as one of America’s top mortgage originators. - I strive to continuously build new relationships while staying connected to my prior clients and referral partners, who I have worked with throughout my career. -Quite simply, my goal is to continue to offer the best customer service with the lowest rates and lowest costs possible to my clients. Getting loans closed quickly and in record time. I’m here to help you fulfill your current and long-term financial goals.
See my video
|Loan type||Rate||APR||Discount points ($)||Mo. payment|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.