Growing up on the Northside of Chicago, I watched my mother work as a realtor and lead a successful career. This is when I found my love for Chicago and the surrounding suburbs.
I have been in the mortgage industry for over 25 years. I entered after graduating from college with a degree in business. I reside in the City of Park Ridge with my husband. I enjoy the sunshine, and everything related to the great outdoors. I am a "people-person" and enjoy helping clients obtain their dream of homeownership. I enjoy working with everyone, especially first-time homebuyers as they remind me of my two adult children.
I have been employed with Guaranteed Rate for the last 11 years and can honestly say it is the best mortgage company in the industry. The last 11 years have been most fulfilling, reaching President's Club in 2020 and 2021. This achievement is due in large to my loyal clients, realtors, other referral partners and my amazing, knowledgeable team. My business is divided between Conventional, Jumbo, FHA, and VA financing. Patience, knowledge and integrity are my key assets. I spend as much time as needed to make certain my clients are comfortable and well informed. I am extremely transparent and available days, nights and weekends. Whether it be a purchase or refinance of an owner occupied, investment or second home property, my goal is an enjoyable and smooth transaction for all.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.