I have lived in Mesquite, Nevada since May of 1995 and I love Mesquite and Southern Utah all that these areas have to offer. The beauty of Southern Nevada and Utah are just breath taking and inspiring. I have been in the mortgage industry since 1991, starting out working for a credit bureau company for six months and then transitioning into the mortgage side of the business. I enjoy what I do and all the new people I get to meet. I give 110% of my energy and enthusiasm to what is most important to you. I believe in having my borrowers educated about home financing and being able to offer you all the options, and walking you through the process and doing it together. I am committed to maintaining an exceptionally high quality of service that will continue even after your transaction is complete; and I dedicate my time to building strong, lasting, life-long relationships. I want you to feel so incredibly satisfied with my services that you will want to continue referring your friends, family, neighbors and co-workers...because you truly believe that they will benefit. Referrals are the foundation of my business and my intention is to continue to be...Your Personal Mortgage Professional ...for life. Feel Free to contact me anytime on my cell phone 702-296-0937, my office 702-522-6743 or my home office 702-346-1273. I look forward to helping you with the financing of your home and building new and lasting friendships. I am married and I enjoy hiking, running (half and full marathons), golfing and all kinds of other outdoor activities. I also love helping and giving back to my community in any way I can. I am also a volunteer EMT on our City Fire Department in Mesquite and have been with them since 1996. My greatest reward is rendering service to others and my family. * 97% Conventional FHA * VA Loans Refinance * Manufactured Homes * Investment Properties * USDA Construction loans
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.