As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
VP of Mortgage Lending
What people are saying
"I have to say Luis was great! He was very helpful. Approachable. Made us feel comfortable when something did not make sense. He responded quickly to my calls, emails and texts. His team was great too. All very helpful and patient with us."
Claudia P. - Soledad CA | Nov 2021
"Smooth process, very helpful"
Reynaldo C. - Gilroy CA | Jun 2021
Amanda H. | Dec 2020
responsive and eased us through the entire process. """
Maria T. | Dec 2020
"Luis is a true professional. Pleasure to work with, provided clear communication. Will recommend!"
"Luis really helped us with our asks. He worked with us at all hours and made sure to give us a call back if he wasn''t available at time. He definitely made our experience a great one. We will likely recommend him to our family and friends."
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.