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Maddox Rees
SVP of Mortgage Lending

Maddox Rees, an expert at funding jumbo and super jumbo loans, is renowned for providing world class service to sophisticated clients and for resolving complex financial transactions. A graduate of the University of California at Berkeley, Maddox annually ranks in the top 99.99% of mortgage originators nationwide and has finished in the top 3 for average loan size for each of the past several years. Maddox’s education and training in writing and finance empower him to package, present and close loans that only a handful of top professionals in the industry would even attempt. He is known as a “Miracle Worker.” Maddox is also a father of three sons and when not watching their sporting and musical events, enjoys singing, ocean sports and travelling. In his spare time, he is currently co-authoring a business book with international motivational speaker Major Anthony Bourke. Prior to coming to Guaranteed Rate, Maddox and his outstanding team served as the in-house lenders for two of the highest rated Realty offices in the world (in Montecito/Santa Barbara and Beverly Hills), winning several awards and an ongoing stream of referrals from satisfied Realtors and clients. The team is elated to be part of Guaranteed Rate. “We’ve always been able to deliver superior service and results,” says Maddox. “Now we have the premier technology, superior Realtor support tools and, most of all, outstanding rates. Guaranteed Rate is a household name in the rest of the country and we’re excited to be part of their expansion into California and sharing their great offerings with our clients.” In today’s ultra-regulated lending environment, trying to negotiate the mortgage process without professional help is a stress-inducing, months’ long nightmare of paperwork and aggravation with only slim chances of success. Whether you’re rolling down a $300,000 conforming loan or needing help on a $10M purchase, Maddox and his team will navigate the process for you with optimal results – call them today!

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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).

Product Assumptions:

Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.

Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.

FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.

VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.

One discount points equals one percent of your loan amount.

Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.