Twenty years ago, Marc Aymard never imagined working behind a desk. He was at his dream job - the youngest pilot flying 737’s for a major US airline. By the end of 2003, Marc received what he thought was bad news – a job furlough due to a worldwide contraction in the airline industry. With his first daughter months from arriving he turned to a new industry – mortgage banking. At first it was just a job, a temporary bridge back to flying. As he learned the industry, he realized there was a great opportunity to make a meaningful difference in the lives of his clients during an important and often stressful milestone – purchasing their home. Coming from an industry that demanded perfection, Marc was quickly able to separate himself from his competitors. Marc’s clients appreciated his attention to detail and proactive approach that made the mortgage financing process easier than previously experienced. What was once a temporary job became a successful career fueled by referrals from real estate professionals and past clients who valued his advice and counsel. Marc has earned top awards from PNC Bank, Bank of America and First Home Mortgage during his career. In 2013, Mortgage Executive Magazine listed him in the top 1% of loan officers nationwide and he has received the same accolades every year since. He engages homebuyers personally, answering questions and providing objective advice so they can make confident, well informed decisions. Marc still loves aviation and lives in Northern Virginia with his wife and three daughters.
See my video
|Loan type||Rate||APR||Discount points ($)||Mo. payment|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.