Marc Bristol- Vice President of Mortgage Lending Marc has been recognized by "Mortgage Loan Originator" magazine as one of the top 1% of Mortgage Loan Originators in 2012, 2013, 2014, and 2015 All Types of Mortgage Loans- Marc has over 18 years of experience in this field, specializing in Conventional, FHA, VA, Jumbo, Condo, USDA, Multi-Family, and even some Commercial properties. Marc also has access to regional lenders with portfolio capacity. He can lend in 50 states. I've always loved the thrill of educating borrowers, and watching their excitement grow on that first home purchase! Once they've been through that process with me, I've gained their trust, and have seen several return clients because of it. Guaranteed Rate allows me to compete, and often dominate, in nearly every market. They have completed my mortgage arsenal!! My Pre-Approvals stick, and my deals close. My team is very efficient, so we meet closing dates. Call me 7 days a week for a pre-approval! I work later hours, as I know most clients work a "normal" business day. I have a wife of 10 years, Tracy, who is joining my team, this year, and two fantastic boys, Logan 7, and Hunter 5, who keep us motivated and focused! I'm from a little town in Illinois, called Sheridan (pop. 800) and grew up there. I attended Serena High School and then Western Illinois University. I still love to play just about every sport, and especially now with my boys growing like weeds! We recently moved to Boca Raton, FL and I still tackle a lot of business in Illinois, where I exclusively originated loans for nearly 6 years. I look forward to working with you. I can give you a quick, no-nonsense estimate in just a few moments. NOW LET'S GET YOU A HOUSE!!!!
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.