Mario Yeaman
VP of Mortgage Lending

Mario Yeaman is a VP of Mortgage Lending at Guaranteed Rate. Guaranteed Rate is the 8th largest retail mortgage lender in the U.S., due to their low rates, innovative technology, and unmatched support. Licensed in 50 states, Guaranteed Rate is rated A with the BBB, has a 95% customer satisfaction rating and funded $12.4 billion in home loans in 2014 alone. With over 3 decades of mortgage lending experience, Mario's considered by his clients, referral partners and peers as "The Best in the Industry." He was the first loan officer in the U.S. to fund over 1 billion dollars in residential real estate loans. There are a lot of reasons why Mario has been so successful but he believes that honesty, integrity and a powerful support staff have been the top 3. In an industry filled with words like "I'll try," "Can't," "Hope to," "But" and "Should" it's easy to feel out of control and uncertain. Mario replaced those words years ago with "I will" and "I can". The words "but" and "Should" have disappeared completely. Mario was born and raised in the So Bay area of Southern California and has never left his roots. That's why he is the go-to guy for anything related to real estate finance in Southern California. He is extremely familiar with all of the appraisal subtleties associated with So Cal real estate too. Mario supports the California Association of Mortgage Professionals. He's been president of the South LA County chapter for several years off and on and has set on the Board of Directors at the State level. Mario has lobbied on behalf of the association and his peers in Sacramento for the betterment of his industry. His personal life is filled with family, friends and dogs. He loves cooking and has been the guest chef on several Time Warner cooking shows shown around the country. Golf is another passion and Mario sits on the board of directors for the Los Verdes Men's Club in Palos Verdes, CA.

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    Loan typeRateAPRDiscount points ($)Mo. payment

    This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders. One discount points equals one percent of your loan amount. Some jumbo loan options may not be available to first\-time home buyers. We based the mortgage interest rates shown on a 30\-day rate lock period. Under certain circumstances, a 30\-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range. Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval. These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. VA If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. Adjustable Rate Mortgage (ARMs) Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.