Founder and CEO of Gorman & Gorman Home Loans, which consistently ranked among the leading mortgage lenders in St. Louis for nearly 20 years according to the Business Journal’s Book of List rankings. After accumulating over $2.5 billion in total sales, the company sold to Enterprise Bank & Trust and I remained on board as President of the home loan division while continuing as a loan originator, team-building mentor and rainmaker. I graduated from Indiana University in Bloomington, IN with a Bachelor of Science in Finance with a concentration in Accounting and Real Estate and a Minor in Sociology. Finance, accounting and real estate studies provided me the foundation and interest level of getting into the mortgage business. After college, I worked for my mentor in the mortgage banking industry…my father. My entrepreneurial spirit lead me to start various companies and continues to this day. Married to Kim Gorman with four children: Morgan, Lexi, Ellie and Mark, Jr. All are either currently attending or graduated from University of Missouri, with Ellie currently attending Miami University, Oxford Ohio. Proud to call Kirkwood Missouri, a suburb of St. Louis my childhood home and currently live in Town & Country, a suburb of St. Louis, just a few miles from where I grew up. The answer to the most frequently asked question in St. Louis…yes, I went to Kirkwood High School! Favorite pastimes include: husband, family, dad, entrepreneur, community involvement, being with friends, inspiring, coaching, mentoring, gardening and golfing.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.