It was 1992... the Cold War had just ended, IBM introduced its first laptop and a younger version of "me" had just started a career in the mortgage industry. That was nearly 30 years ago, and I can still remember the sense of fulfillment that came with helping clients achieve their dream of owning their own home. For me, that thrill never faded. I still love what I do and I take pride in patiently educating people on the best way to navigate the mortgage process, from pre-loan approval all the way to closing. The joy on a customer's face when the keys to their new home are placed in their hands is simply priceless. As an avid sports fan - and a former pitcher for my college team at Pace University - I know that it takes a dedicated team to accomplish any goal. By allowing me to be on your home buying team, I will bring my three decades of expertise to ensure that you make all of the smart decisions at all of the right times. There are certainly many options to choose from in the mortgage industry, but you owe it to yourself and your family to partner with a professional who can deliver for you when it's all on the line. My area of specialty is in Renovation and Construction Lending, though I still handle traditional refinance and purchase lending. These are the unique mortgage programs that help you get the exact house of your dreams, within your budget and your time frame. Rather than take ownership of a home designed by someone else, you get the satisfaction of moving into your customized home on day one. A home is where a family takes shape and dreams are made. Some of my most cherished memories involve my two beautiful daughters running through our house and playing with our dogs. Now, one is training to be a pilot in the Marine Corp and the other is studying pre-med in college. Time really does go by in the blink of an eye. Although I grew up in Westwood, NJ, today I call Ramsey my home (a space that I share with a big, goofy rescue dog named Enzo). I look forward to getting to know you and your family...to hearing what your goals are for home ownership...and to helping you find the perfect place to begin your next chapter. *Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.
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