Mark Slepian
VP of Mortgage Lending/Renovation Specialist

It was 1992... the Cold War had just ended, IBM introduced its first laptop and a younger version of "me" had just started a career in the mortgage industry. That was nearly 30 years ago, and I can still remember the sense of fulfillment that came with helping clients achieve their dream of owning their own home. For me, that thrill never faded. I still love what I do and I take pride in patiently educating people on the best way to navigate the mortgage process, from pre-loan approval all the way to closing. The joy on a customer's face when the keys to their new home are placed in their hands is simply priceless. As an avid sports fan - and a former pitcher for my college team at Pace University - I know that it takes a dedicated team to accomplish any goal. By allowing me to be on your home buying team, I will bring my three decades of expertise to ensure that you make all of the smart decisions at all of the right times. There are certainly many options to choose from in the mortgage industry, but you owe it to yourself and your family to partner with a professional who can deliver for you when it's all on the line. My area of specialty is in Renovation and Construction Lending, though I still handle traditional refinance and purchase lending. These are the unique mortgage programs that help you get the exact house of your dreams, within your budget and your time frame. Rather than take ownership of a home designed by someone else, you get the satisfaction of moving into your customized home on day one. A home is where a family takes shape and dreams are made. Some of my most cherished memories involve my two beautiful daughters running through our house and playing with our dogs. Now, one is training to be a pilot in the Marine Corp and the other is studying pre-med in college. Time really does go by in the blink of an eye. Although I grew up in Westwood, NJ, today I call Ramsey my home (a space that I share with a big, goofy rescue dog named Enzo). I look forward to getting to know you and your family...to hearing what your goals are for home ownership...and to helping you find the perfect place to begin your next chapter. *Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.

Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.

One discount points equals one percent of your loan amount.

Some jumbo loan options may not be available to first-time home buyers.

We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.

Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.

Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.


If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.

Adjustable Rate Mortgage (ARMs)

Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.