Matt O'Connor
Vice President of Mortgage Lending
As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
Mortgage calculators
Loan options
First-time homebuyer’s guide
The Best Mortgage Experience
See my video
Recent reviews
What people are saying
"This is the third time we have used Matt O'Connor to help us and he has always been very helpful and right on top of things."
Larry F. - Santa Barbara CA | Feb 2022
"My agent was very patient. He answered my numerous questions thoroughly and clearly. He followed up to make sure I received time sensitive notices throughout the process. Once I qualified for the loan it was painless and swift."
Amanda J. - Santa Barbara CA | Jan 2022
"Matt was referred by my real estate agent and he did a fantastic job taking care of us."
William M. - Santa Barbara CA | Sep 2021
"Matt O'Connor was just great."
Matthew C. - Santa Barbara CA | Sep 2021
"Overall service, competence, attitude and ease of the whole transaction"
Julia E. - Santa Barbara CA | Aug 2021
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
