As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
VP of Mortgage Lending
What people are saying
"Each step taken to get a mortgage was thoroughly explained. Contact on the progress of the loan was almost daily with reassurances everything possible was being done to secure it. Matt was extremely professional."
Paul J. - Cayucos CA | Apr 2022
"The team was very responsive form beginning to end."
Carolyn M. - Santa Maria CA | Sep 2021
"Matt Janetski was a fantastic advisor"
Kenneth M. - Los Osos CA | Jul 2021
"Everything was super fast and went super smooth."
Maria M. | Mar 2021
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.