Michael "Skip" Felish takes great pride in working directly with his clients and partners to achieve the goal of home ownership. After seeing the mortgage business from different vantage points as a mortgage consultant, sales assistant, business development associate, first-time home buyer and now, loan officer, Skip takes great pride in working directly with his clients to achieve the best outcome for their mortgage needs through an enjoyable and nearly seamless process. Skip is available seven days a week from 7am-11pm and is diligently working on building his clientele base, referral partners and reputation in the Chicagoland area. Every day, Skip carries out the teachings and legacy of his father to treat everyone with fairness, kindness and respect. Skip is proud to be a part of the Eric Hamilton Team at Guaranteed Rate. Having access to Eric, his team, and his blueprint to success provides a tremendous value to every client that entrusts in Skip to provide their mortgage needs. Outside of Guaranteed Rate, Skip has spent the past seven years coaching youth travel baseball and has also worked for over a decade as a public address announcer in high school athletics. Skip resides in the northwest suburbs of Chicago with his cat Mad Max and fiancé Melissa.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.