Michael Bencks
VP of Mortgage Lending

Michael Bencks joined Guaranteed Rate with almost 13 years of residential lending experience to propel his long term passion for helping people achieve their dreams of home ownership. His experience in building relationships and dedication to helping people with their financial wellness are pillars of his business model. It is Michael’s enthusiasm for working with clients to achieve their goals that drew him to the mortgage lending industry after a long and successful career in medical devices. “I love investing in people and helping them purchase their dream-home, representing one of the largest investments in their lifetime. This is not just about closing the deal, but also understanding each client’s unique needs before we even begin their quest, to make sure everything is a perfect fit." Whether his clients are looking for their first condo, single family home, or investment property, or they’re seasoned homebuyers, Michael provides the same exceptional level of service to each person. “I want my clients to feel comfortable, well informed and have fun throughout process.” In his prior career, Michael successfully facilitated some of the most intricate and complex spinal and orthopedic surgeries with some of the top surgeons in the Chicagoland area. His experiences in navigating life-altering surgeries, building relationships with surgeons and hospital staff and finding a way to achieve the best outcomes for his patients enabled him to consistently rank as a top performer. He brings that same tenacity, attention to detail and dedication to every home financing decision. “My experience allows me to bring discipline and best-practices from the medical world to help provide individual and tailored service to my clients in the financial world.” After earning his finance degree from the University of Illinois Urbana/Champaign, where he grew up as a child, Michael established his roots in Chicagoland over 20 years ago and currently lives with his wife of 10 years and two beautiful young daughters in the Northern suburb of Lincolnshire. In his spare time he enjoys chasing around his 4 and 6 year old, traveling the world, playing golf, snowboarding and spending time with family and friends. “If given the opportunity to work with you on your home financing needs, I promise the experience and more importantly, the results, will be tailored to meet the needs of you and your family.”

Helpful tools and resources
Mortgage calculators logo
Mortgage calculators
Loan options logo
Loan options
Home valuation logo
Home valuation
Market research logo
Market research

Recent reviews

What people are saying
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Marcus by Goldman Sachs
Consolidate your debt and potentially lower your interest rates
loading rates table

Today's rates

Loan typeRateAPR

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I'll answer your questions and guide you through the process!