Get up-to-date information and assistance from our COVID-19 Resource Guide.

headshot
Michael Colyer
VP of Mortgage Lending
Michael Colyer is a 4th generation area resident, a Veteran of the US Armed forces and a graduate of both Menlo Atherton High School and the University of Colorado. He has been in the mortgage business since graduating from College in 1997. Michae...
Michael Colyer is a 4th generation area resident, a Veteran of the US Armed forces and a graduate of both Menlo Atherton High School and the University of Colorado. He has been in the mortgage business since graduating from College in 1997. Michael has helped thousands of home buyers and home owners find financing options that meet their needs. History By 2004 Michael had built a large and productive operation from scratch working for the preeminent home mortgage company of its time. Once successful, Michael began to seek out opportunities back home in the Bay Area. Moving back in 2005, he quickly established himself as a reliable and competent mortgage consultant. Michael's deep understanding of the mortgage business is expressed in his philosophy that his customers and agents come first. As such, he is committed to a continued search for the best retail mortgage operation. Currently this search has led him to Guaranteed Rate where he has closed every Real Estate transaction on time. Specialties If you're looking for Jumbo, FHA, VA or simply conventional financing, one thing is consistent, there will continue to be changes in the world of real estate finance. Therefore, it has never been more important to have an organized, well informed, veteran loan agent to walk you through the process. So, whether you are a seasoned investor, first time home buyer or simply would like to take advantage of today's low rates by refinancing your current home(s), give Michael and his team at Guaranteed Rate a call. He will help you succeed! The real estate community knows... if Michael says it's going to close... it will close!

See how easy our Digital Mortgage works

Recent Reviews

What people are saying

Mortgage Calculator

See how much home you can afford to buy in just 90 seconds
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Marcus by Goldman Sachs
Consolidate your debt and potentially lower your interest rates
loading rates table

Today's Rates

Loan TypeRateAPR

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I'll answer your questions and guide you through the process!