Hello and thank you for visiting my page.
I am an Eastern North Carolina native with over 20 years of lending experience. My partner Ryan and I currently live in Washington with our seven dachshunds. Over my career I have held a variety of roles across multiple lines of business which ultimately lead me here to serve you.
I am committed to being open, truthful, accessible, and educational during the entire home loan process. I continually strive to better myself so that I may better serve the needs of the families and community I work with through ongoing training and education. When finding your home, I will provide honesty throughout the process as well as value your time through efficiency and availability.
Whether you're just looking for information to see if refinancing your current home makes sense, or you have your eye on a new home and need to know how you're going to pay for it, I'm here to help.
I am prepared to be with you every step of the way to create a partnership built on trust and dedication to provide you with the best experience possible.
See my videos
- Rocky Mount
- Winston Salem
- Nash County NC
- Pitt County NC
- Beaufort County NC
- Martin County NC
- Alamance County NC
- Guilford County NC
- Wilson County NC
- Edgecombe County NC
- Wake County NC
- Forsyth County NC
- Davidson County NC
|Loan type||Rate||APR||Discount points ($)||Mo. payment|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.