As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
VP of Mortgage Lending
What people are saying
If I could I would give 6 stars. Michael and his team are knowledgeable, efficient, and professional. They bring solutions to the table and they close. I have worked with Michael on 3 home purchases and a refinance and would recommend him to anyone.
I met Michael through a real estate webinar and he was so helpful with information even before I submitted a loan application. He has several ideas to assist in finding loans that will work for you. His team is excellent and they ensure a smooth closing.
Theresa Melville from Pacifica, CA
I feel so fortunate to have been recommended Michael for our home loan. When we first started looking at homes, he took the time to answer all of my questions and walk me through our options. We paused when Covid hit and a year later picked back up again. Michael, Jessica, and Rebekah worked tirelessly on our behalf. They were so thorough and had excellent communication every step of the way. We got a great rate and ultimately they helped us secure the winning offer on our new home. We didn't have the highest offer, but we had the best offer thanks to Michael!
Melissa Luces from Half Moon Bay, CA
Michael and his team make the house buying process easier than it should be. They are very attentive, diligent, and efficient. Waiting on my loan was never an issue or cause for delay. They gavee good rates, answered all my questions, stayed on top of me to provide everything I needed to provide so I was never a delay, and moved really fast. Having a lender that moves fast is something that allowed us to close our house smoothly. Would recommend to anyone looking for a loan in the Bay area.
Michael li from Antioch, CA
Truly one of the most amazing if not the best lender I ever worked with! This guy and his team rock! They are so meticulous, it's like they are always one step ahead of the process. No deal is too complex for them, and they will fight to give you the best terms and rate! They are problem solvers and excellence is their moto! They were able to approve me for millions when other lenders couldn't even figure out where to start with my portfolio. With Mike and his team, you will have the edge you need in this competitive market. With their help I was able to compete with million dollar cash offers and come on top! Thank you so much Mike, Rebekah and Jessica for constantly exceeding expectations!
H M from San Ramon, CA
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.