Get up-to-date information and assistance from our COVID-19 Resource Guide.

headshot
Michael Hoyt
VP of Mortgage Lending

With over 18 years in the mortgage business, I pride myself on consistently doing the right thing for the customer, providing my honest opinion with the clients' long term financial well-being in mind. With this approach I have been awarded longevity in an ever changing and complex industry. I am honored anytime I have the opportunity to help customers acquire new homes and especially to save them money on their mortgage! Savings, if any, vary based on consumer’s credit profile, interest rate availability, and other factors. Contact Guaranteed Rate, Inc. for current rates. Restrictions apply.

See how easy our Digital Mortgage works

Recent Reviews

What people are saying
Helpful tools and resources
Mortgage Calculators logo
Mortgage Calculators
Loan Options logo
Loan Options
Home Valuation logo
Home Valuation
Market Research logo
Market Research
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Marcus by Goldman Sachs
Consolidate your debt and potentially lower your interest rates
loading rates table

Today's Rates

Loan TypeRateAPR

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I'll answer your questions and guide you through the process!