headshot
headshot
Michela Griffin
VP of Mortgage Lending

Hello and welcome to my website. I'd love to share a little about me. I have been in the mortgage business since 1996. While attending SDSU to become and English teacher I began working at a start-up mortgage company in the mail room. Over the course of 12 years, this company trained me up in all things mortgage from the mail room to Senior Operations Manager over the Western United States. I never did go into teaching English, but I have become a teacher of mortgages. I truly believe this in-depth, hands-on experience has made me a unique blessing to those I help buy a home or refinance. I love teaching and helping. My spiritual gifts are serving and mercy, which I believe helps me to help you have a great experience. Getting a mortgage loan can be anywhere from painful to pleasant. My goal is to always do my best to make your experience pleasant and joyful. You are more than a loan to me; you are a person and relationship that matters to me.
Here is a little about me personally. I have been married to my turkey hunting husband for 23 years. We have raised 4 amazing daughters of whom I have had the privilege of privately Christian homeschooling most, or all, of their lives. Two are graduated from college now and starting their adult lives. Two are still home, being taught by me. I have been singing on my churches praise team for over a decade. I love to read, tent camp, and walk in nature. I'd choose being outside over inside any day. My family and I have resided in Ramona, Ca for the last 26 years and would choose no other place to call home in California. We love our small town and church. We love and support our military and police. Our hearts are to love and serve our community and those around us. I look forward to meeting you and helping you, your family, and friends with any mortgage needs.

Helpful tools and resources
Mortgage calculators logo
Mortgage calculators
Loan options logo
Loan options
Home valuation logo
Home valuation
Market research logo
Market research

Recent reviews

What people are saying
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Marcus by Goldman Sachs
Consolidate your debt and potentially lower your interest rates
loading rates table

Today's rates

Loan typeRateAPR

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I'll answer your questions and guide you through the process!