As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Vice President of Mortgage Lending
What people are saying
"They were very easy to work with, super friendly, it was just all around a great experience."
Ann B. - Chicago IL | May 2022
"The application was easy and the portal made it convenient to upload the necessary documents. Michele was thorough, cared about my experience and me, and worked tirelessly to give me a smooth closing. Before applying she walked me through my income/expenses/other financial goals so that I could identify a price range that realistic and that i would be comfortable with. Because I a new home owner, she took the time to explain and answer my questions so I understood what was happening during each step of the process. Two weeks before closing, a few outside factors threatened my close date. Michele guided me with the right steps to neutralize/offset these factors and in an efficient and timely manor. Everything was ironed out in time and closing was smooth sailing."
Emilie B. - Chicago IL | May 2022
"Extremely prompt with communication and response rate to emails."
Casey M. - Chicago IL | May 2022
"Michele was available and easy to reach whenever I needed her."
Laura P. - New Orleans LA | Dec 2021
"Michele Richard has always been there to answer my questions, at all hours. She makes the process easy and painless."
Laura Z. - Chicago IL | Oct 2021