Michele Welch
VP of Mortgage Lending
As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
Mortgage calculators
Loan options
First-time homebuyer’s guide
The Best Mortgage Experience
See my video
Recent reviews
What people are saying
"Very talented mortgage representative named Toni Binghi. She was very professional and i’m very impressed with her banking knowledge. You are very lucky to have her in your organization."
Belkis A. - Chicopee MA | Dec 2021
"The entire experience start to finish was easy and my team was amazing!"
Gary G. - Avon CT | Nov 2021
"Michele Welch was referred by a business associate. Her and her team were great!! "
Katelyn M. - Bernardston MA | Aug 2021
Anne S.
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
Areas served
- Springfield, MA
- Amherst, MA
- Greenfield, MA
- Northampton, MA
- Easthampton, MA
- Belchertown, MA
- Turners Falls, MA
- Hartford,Ct
- Naples, FL
- Sarasota, FL
- Tampa, Fl
- Cape Cod, MA
- Pittsfield, MA
Services offered
- Purchase Home Loans
- Refinance Home Loan
- VA Lending
- FHA Lending
- Mass Housing Lender
- CHENOA Down Payment Assistance Lender
- CHFA Lender
- USDA Lender
- Pre Approvals
