Extensive real estate experience as a local lender for all of Hillsborough, Pasco and Pinellas counties.
I am a true local lender, In 1994 I moved to Tampa, FL from a small town in Nebraska, it was love at first sight, a home with a pool right on the golf course in the Northdale community but it didn't stop there, I have lived in Odessa, North Tampa in the Carrollwood area and currently live on Davis Islands in South Tampa. There is so much to love about Florida!! When we go out on the weekends we go to Brandon, St. Petersburg all the way to Pasco county where my mom lives in Land O' Lakes to Dade City where we ride at Croom. I love working hard, playing hard, and spending time with my family. As an experienced Tampa local lender I truly enjoy helping my clients find the right loan options for them and helping them understand the process of buying or refinancing a home. I know that how I treat others today will directly effect my success in the future due to the many referrals I have received. It's a joy and a compliment to get these referrals. If you are someone that has been referred to me, know that I hope to make the same impact on you!
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- South Tampa, North Tampa, Riverview, Brandon, Fish Hawk, Trinity, Cheval, New Tampa, Odessa, Westchase, Beach Park, Pinellas County, Hillsborough County, Pasco, County, Harbor Island, Davis Islands, Land O' Lakes, Port Richey, Seminole Heights, Macdill AFB, Sun Bay South, Fair Oaks, Manhattan Manor, Ballast Point, Ybor, East Tampa, West Tampa, Avilla, Oldsmar, Dunedin, Safety Harbor, Town N' Country, Palm Harbor, Tarpon Springs, Zephyrhills, Wesley Chapel, Temple Terrace, Indian Shores, Seminole, Tierra Verde, Madeira Beach, Clearwater, Largo, Citrus Park, Hyde Park, Palma Ceia
- VA Financing, Jumbo Loans, Conventional Loans, Non-Conforming Loans, Home Financing, Condo Financing, Townhome Financing, Second Home Financing, Investment Home Financing, First Time Homebuyer, Lowering Interest Rates, Refinance
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Today's rates
| Loan type | Rate | APR | Discount points ($) | Mo. payment |
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.