Mike considers himself as the "Lender in Your Pocket". With excellent communication, honesty, and knowledge – he is lending across the country from Hawaii to the west coast to the east coast. His clients feel like he and his team of dedicated mortgage professionals, are there whenever they need him.
Mike has built a reputation in the mortgage industry for being accessible night and day. Leveraging the latest technology and understanding today's mortgage markets, he helps guide his clients to make the best economical decision for them, their family, and their goals for the future.
Mike has been in the real estate industry for over a decade. He is passionate about the wealth potential of real estate and helping consumers achieve homeownership. As an active investor he loves helping other investors pursue financial freedom in rental property. His experience and detail set him apart, planning for 99.9% of contingencies before entering a contract, to ensure a smooth transaction and efficient closing.
Here is what you can expect from Mike Arrieta and his team:
Mortgage application and approval process will be done efficiently and quickly. Loan representative will be experienced, knowledgeable, and courteous. Your home loan closing experience will be stress free and "In-The-Know". We will keep you and your Real Estate Agent updated regularly throughout the entire home buying process.
Buying a home is one of the biggest investments of your life. Mike and his team will be there every step of the way to ensure your home buying experience is the best it can possibly be.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.