Mike is an Area Manager/VP of Mortgage Lending with Guaranteed Rate, Inc., and has been involved in residential lending for the past 32 years. His focus is helping individuals needing financing to purchase a home for a primary residence, vacation home or investment property. In addition, he helps those wishing to refinance their existing mortgage.
Mike’s clientele is composed entirely of previous clients, real estate agent partners and those referred by others. He works diligently to create a custom-tailored loan program for every individual coupled with a stress-free borrowing experience.
“I love what I do. I genuinely enjoy helping my clients to purchase their new home or refinance the mortgage on one they already own to better their situation. Whether it’s a first-time home buyer or a empty nester, downsizing, the joys of seeing them get the keys to their new home at closing is still a thrill to me. That’s why I attempt to attend every loan closing to witness that wonderful happy moment.”
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- Nebraska
- South Dakota
- Iowa
- Minnesota
- Conventional Loans
- FHA
- VA
- USDA Rural Development
- First Time Homebuyer
- Renovation Loans
- Second Homes
- Investment Homes
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Today's rates
| Loan type | Rate | APR | Discount points ($) | Mo. payment |
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.