Mike Dye
Senior Production Manager - Licensed
Helping people’s dreams of home ownership come true is my primary motivation. For most people, purchasing a home is the single largest financial decision of their life. I enjoy being a part of something that affects people’s lives so positively and profoundly. I want my clients to be comfortable with their particular loan product, so I attempt to lay out all of their options. By being honest, open, and transparent throughout the loan process, I’m able to make them feel comfortable every step of the way. When called upon to achieve the impossible and save deals that other lenders could not close, I have consistently come through. That’s why my clients send referral business my way: because they’ve had a superior customer service experience. I strive to continuously build new relationships while staying connected to my prior clients and referral partners, who I have worked with throughout my career. Quite simply, my goal is to continue to offer the best customer service with the lowest rates and lowest costs possible to my clients. I’m here to help you with Life’s Biggest PurchaseSM!
Helpful tools and resources
The Best Mortgage Experience
First-time homebuyer’s guide
Mortgage calculators
Loan options
See my video
Recent reviews
What people are saying
"Mike Dye did a great job. From the beginning to the end, he was super helpful in terms of walking me through options, as well as answering any questions I had throughout the entire process. Highly appreciated and I look forward to recommending him."
James G. | October 2018
"Mike Dye and his team did a remarkable job. Kudos to GR for developing a remarkable IT solution to all the paperwork. Recommend without reservation."
Michael B. - August | 2018
"I highly recommend Mike Dye and his team!!!"
Sinisa N. - July | 2018
"Mike Dye and his team should receive an award. He was very clear, human, patient, and focused throughout our process. With all of the many forms, emails, and steps it takes to buy a home, I was always confident of what was next."
James G. | May 2018
"Thanks for all of your help through this process. I put a lot of stock in people doing what they say they are going to do. From standpoint you have exceeded my expectation. From the beginning, you have made this process painless. I never at any time had to follow up to see how you were coming a long with something, I never had to wait for a response, I never had to wonder what was the next step. In fact, I was shocked to see prompt responses from not only you but every member of your team.
 
 In my line of work getting a timely response from someone or a response at all is like pulling teeth. It was refreshing to find out that the experience of securing a mortgage loan was not like that. I appreciate all of your help and have already given you a great review to my Aunt and Uncle who are also in the process of buying a house.
 "
Josh F. - March 2017
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Today's rates
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.
Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.
One discount points equals one percent of your loan amount.
Some jumbo loan options may not be available to first-time home buyers.
We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.
Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.
Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
VA
If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.
Adjustable Rate Mortgage (ARMs)
Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.