Naela obtained her bachelor’s degree in economics from the American University of Beirut. She obtained her MBA from American International College in Springfield, and later pursued her post graduate education at State University of New York in Albany, NY, Since 1998 Naela has successfully originated and secured on behalf of her clients residential mortgages. She is currently licensed in Massachusetts, Rhode Island, Connecticut, New Hampshire, New Jersey, Virginia, California and DC. Naela's professionalism is well known to all realtors and attorneys she has worked with. Her strength is in her personal interaction and attention to her clients. She is available at all times to, punctually, answer their questions. She always guides her clients towards making the best educated decision, whether purchasing a new home or refinancing their current property. She clearly explains all options focusing on the client's personal needs. Naela's volume of repeat clients and customer loyalty is the best indication of her knowledge in the field and her superior service. Over the years Naela has been repeatedly recognized by the Scotsman Guide and Mortgage Originator Magazine. While pursuing her professional career Naela has raised three established daughters, a doctor, a lawyer and a certified public accountant. Naela lives in Westwood Ma. with her husband. She enjoys yoga, painting and keeping connected with her national and international friends.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.