Nathan started in the mortgage industry 20 years ago as a junior in college while attending Michigan State University. Since then he has helped hundreds of families each year to accomplish their personal and financial goals. He takes a consultative approach for each of his clients and works to structure a plan that is specific to their needs. Some of the most common products he offers include Conventional, Jumbo, VA, FHA, and construction financing. As a seasoned lender, there is not much he hasn't seen before. His clients and referral partners value this experience and find comfort knowing if they have an uncommon financial background, he knows exactly how to advise them. When he is not busy assisting clients, he enjoys spending time with his wife and their active 3 boys. Some of his favorite activities are skiing, spending time on Lake St Clair and training for Ironman triathlons. Beyond his involvement as his son's baseball and soccer coach, his commitment to his community is demonstrated through his support of several organizations. He serves as the Director of the Chamber of Commerce and the Nominating Chair of the Grosse Pointe Farms Foundation. As a Grosse Pointe native he strives to make an impact on his community and leave a lasting impression for anyone he meets. For many, purchasing a home is one of the biggest investments you make in a lifetime. Nathan is committed to making that process an easy one. If you are looking to buy or refinance your home please don't hesitate to give him a call. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.