headshot
headshot
Nicholas Ballard
VP of Mortgage Lending

Nicholas is Vice President of Mortgage Lending at Guaranteed Rate and brings seventeen years of industry experience to his clients. During his career as a mortgage banker and broker, Nicholas has tended to the needs of a diverse clientele throughout California. Whether looking to refinance an existing loan or to purchase a new property, Nicholas and his team offer highly competitive pricing along with the full range of mortgage products and a solution-oriented approach to doing business. Our goal is to provide the best possible mortgage experience and to insure a smooth and streamlined process to save you time and money. Whether you are a first-time buyer or interested in a refinance or new purchase, we are here to help. Loan options include low down payment programs as well as the full range of conventional, FHA, VA, and jumbo loan products. Self-employed borrowers are also supported with a wide array of bank statement and asset depletion programs. As purchase specialists, we also offer one of the fastest and easiest application processes in the business. Simply click on my “Apply Now” link to initiate your pre-approval and take the first step to getting into your new home. In most cases, 10 to 20 minutes are all you need to secure mortgage pre-approval. Why wait? Now is the perfect time and we look forward to serving as your dedicated team!

Helpful tools and resources
The Best Mortgage Experience logo
The Best Mortgage Experience
First-time homebuyer’s guide logo
First-time homebuyer’s guide
Mortgage calculators logo
Mortgage calculators
Loan options logo
Loan options

Recent reviews

What people are saying
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Put our power behind your bid. Compete with cash offers and bid, buy, and close fast.