Nick Mink
Vice President of Mortgage Lending

After graduating Rutgers College, I began working in the Executive Education Department at The Wharton School of Business. Being surrounded by World Class Professors and Executives, I developed an entrepreneurial drive. In 2001, I put my Economics degree and experience at Wharton to work in the mortgage industry, co-founding Brink Mortgage. I served as the company’s President from 2005 to 2011, helping 1000’s of people achieve home ownership. With major changes to regulation in 2010, it was best for our company to join a larger more established firm, Boulevard Mortgage Company. In 2013 I decided to focus on what matters most, my customers. Since then, I have dedicated 100% of my time to originating mortgages. This has given me invaluable experience dealing with every type of loan scenario as well as all types of customers. My knowledge of underwriting guidelines is my most valuable asset, allowing me to identify red flags up front. In February of 2016, I joined Guaranteed Rate in order to facilitate more volume and help more people. Our platform at Guaranteed Rate blends the customer first approach, the best product availability, and low rates. I have always done my job with the mentality of doing what’s in the best interest of my customers, being honest, and communicating as much as possible. Guaranteed Rate operates with the same business model so the decision to move to such an organization was simple. I wrestled from the time I was 6 years old into college. Wrestling taught me about drive, determination, and commitment. I apply what I learned in wrestling to my work, striving to be the best mortgage originator that I can be. The most rewarding part of my job is helping people finance their home. Guaranteed Rate allows for both me and my customers to achieve this goal, in a financially successful manner. I enjoy helping others while making my own living and supporting my family. I was born and raised in Haddon Twp, NJ and currently live there with my wife, daughter, and our dog. Outside of work I enjoy cooking, fishing, and having fun. We spend as much time as we can with our family at the Jersey shore.

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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs.

Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.

One discount points equals one percent of your loan amount.

Some jumbo loan options may not be available to first-time home buyers.

We based the mortgage interest rates shown on a 30-day rate lock period. Under certain circumstances, a 30-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range.

Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score.

Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.


If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.

Adjustable Rate Mortgage (ARMs)

Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.