Nick Pray
Associate VP of Mortgage Lending

Born and raised in Lancaster, I have built lifelong ties to the community. I have watched this city grow and thrive to become a top 50 place to live in the States. Being a part of that growth and welcoming people into the community is a perk of being a Loan Originator. Our goals are to prepare you and get you to the closing table, working for a small bank I take the time to work with my clients to make sure that they are in the best possible position, to give you the tools to feel comfortable with the investment that is a home.

Outside the office I enjoy Golf, running, and anything fitness related, and am always looking for new unique experiences.

Contact me today and let’s get you prepared to purchase today!

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

Helpful tools and resources
Mortgage calculators logo
Mortgage calculators
Loan options logo
Loan options
Home valuation logo
Home valuation
Market research logo
Market research

Recent reviews

What people are saying
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Put our power behind your bid. Compete with cash offers and bid, buy, and close fast.
loading rates table

Today's rates

Loan typeRateAPR

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I'll answer your questions and guide you through the process!