Nicole Santizo
Branch Manager/SVP of Mortgage Lending
As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.
Helpful tools and resources
No-fee personal loans
First-time homebuyer’s guide
Mortgage calculators
Buy with confidence
See my video
Recent reviews
What people are saying
"Quick closure of Loan and helpful Agents"
Vedamoorthy S. - San Jose CA | Apr 2023
"Nicole was awesome! Smooth loan process with no stress."
Robert M. - San Mateo CA | Nov 2022
"Easy process, top notch service"
Rahul C. - Sunnyvale CA | Sep 2022
"Because everyone we interacted with starting with Nicole worked to make sure we understood what was needed, when it was needed, and helped us navigate the process easily and effectively."
Alexander H. - San Carlos CA | Sep 2022
"The team was super responsive and answered all of our questions"
Michele C. - Campbell CA | Aug 2022
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
