Came into mortgage in 2012, and have lived in Cherry Hill, NJ for 17 years.

Vice President of Mortgage Lending

Gurcharan Bhular is your Haddon Township local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Gurcharan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Gurcharan at (856) 355-8205 for more information!

Gurcharan Bhular at Guaranteed Rate (NMLS #913149)

My career in the mortgage industry has given me the opportunity to assist thousands of clients who continually come back to me when they make changes in their financial status. I consider my customers as members of my family. It is enjoyable to deal with grown-up children of people I assisted twenty years ago.  Over the years I have worked closely with The New Jersey Housing and Mortgage Finance Agency and have helped numerous First Time Homebuyers achieve their dreams of owing a home.  My family and I live in the Mount Laurel, NJ area and plan to stay for many years to come.

VP of Mortgage Lending

Dottie Shields is your Haddon Township local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Dottie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dottie at (609) 481-3651 for more information!

Dottie Shields at Guaranteed Rate (NMLS #91148)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Leigh Jones is your Haddon Township local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Leigh is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Leigh at (609) 857-6235 for more information!

Leigh Jones at Guaranteed Rate (NMLS #1482799)

Chris Reenock is a Licensed Mortgage Originator in NJ and PA dedicated to helping first-time and repeat home buyers, as well as existing homeowners looking to refinance, find the right mortgage product to meet their needs.


With over 22 years of experience, Chris' consultative approach and up-to-date understanding of mortgage product, programs and guidelines will help make your customer experience efficient and comfortable. Meeting scheduled commitment and settlement dates, offering reliable preapprovals, along with competitive rates and fees are a few reasons Chris has been referred repeatedly by past customers and friends.


**Specialties: Conventional, FHA (purchase and streamline refinance), VA, USDA, Jumbo, Combo Purchase, NJ & PA First Time homebuyer Programs.**

Chris Reenock is your Haddon Township local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Chris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chris at (856) 912-7583 for more information!

Chris Reenock at Guaranteed Rate (NMLS #191300)

Associate VP of Mortgage Lending

Krista Oslar is your Haddon Township local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Krista is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Krista at (267) 825-7814 for more information!

Krista Oslar at Guaranteed Rate (NMLS #63170)

Since 1997, I have been assisting thousands of clients achieve their dreams of homeownership. I entered the mortgage industry immediately after graduating Gettysburg College, where I earned my degree in business management. In addition, I played football & baseball, eventually being inducted into the Gettysburg Hall of Athletic Honors as one of the most prolific baseball players in Gettysburg history. With over 25 years of experience, and 4 mortgages companies later, I decided to combine my skills and expertise with that of Guaranteed Rate. A mortgage company that matched my philosophy of customer first by creating efficiencies to close loans quickly. Additionally, using cutting edge technology to provide constant communication to our customers and real estate professionals in the real estate community. As an employee of Guaranteed Rate, I aim to have customers for life by providing unmatched service that's needed to make the proper financial decision.

Branch Manager

Joe Cordova is your Haddon Township local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Joe is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joe at (856) 284-0167 for more information!

Joe Cordova at Guaranteed Rate (NMLS #146855)

Producing Partnership Branch Manager

Emmett Harkins is your Haddon Township local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Emmett is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Emmett at (267) 446-8800 for more information!

Emmett Harkins at Guaranteed Rate (NMLS #146223)

Bill McGoey is your Haddon Township local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Bill is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bill at (856) 994-0318 for more information!

Bill McGoey at Guaranteed Rate (NMLS #278331)

Michael Favor III is your Haddon Township local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (908) 875-0333 for more information!

Michael Favor III at Guaranteed Rate (NMLS #279933)

Ryan Kelley is your Haddon Township local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Ryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ryan at (856) 994-0294 for more information!

Ryan Kelley at Guaranteed Rate (NMLS #1509566)

Haddon Township

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10 Loan Officers in Haddon Township, NJ