Peter is a VP of Mortgage Lending with Guaranteed Rate, Inc., a mortgage banker and direct lender, and has been involved in residential lending for the past 26 years. His focus is lending to individuals needing financing to purchase a home for a primary residence, vacation home or investment property. In addition, he lends to those wishing to refinance their existing mortgage.  Peter's clientele is composed entirely of previous clients and those referred by others. He works diligently to create a custom tailored loan program for each individual coupled with a stress free borrowing experience.  "I love what I do. I genuinely enjoy helping my clients to purchase their new home or refinance the mortgage on the one they already own to better their situation. Whether it's a first time home buyer or an empty nester, downsizing, the joy of seeing them get the keys to their new home at the closing is still a thrill for me. That's why I attend every loan closing to witness that wonderful happy moment.  I strive to create an experience that everyone will remember as the easiest time they have ever had borrowing money. Educating the client is a key component of my approach. When a client understands the process and the lending methodology it makes the whole experience more pleasant.  I want every client to enthusiastically recommend me to their friends, coworkers and neighbors because they received incredible service beyond any expectations.  Only then, have I truly done my job!"

VP of Mortgage Lending

Peter Traum is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Peter is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Peter at (973) 610-7642 for more information!

Peter Traum at Guaranteed Rate (NMLS #12975)

I have been working in the mortgage industry for over 20 years and I am experienced in all types of loans such as Conventional, FHA, 203Ks, VA , Renovation and New Construction loans.

Craig Smith is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Craig is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Craig at (973) 939-8677 for more information!

Craig Smith at Guaranteed Rate (NMLS #252528)

Marc is an SVP of Mortgage Lending & Branch Manager at Guaranteed Rate and is currently licensed in all 50 states successfully serving his clients in traditional and reverse mortgages. He consistently ranks in the top 1 percent of mortgage originators in the U.S., according to leading industry sources Origination News, Mortgage Executive and Scotsman Guide. In his home state of New Jersey, Marc has been featured in NJBIZ's "40 Under 40" and is called upon frequently by the real estate, finance, accounting and legal communities as a trusted expert and speaker.


Additionally, Marc is a certified and licensed instructor, offering continuing education credits to accountants, real estate agents, financial planners and managed care professionals. Marc has been a keynote presenter at the Mastermind Summit, the mortgage industry's leading annual conference as well as many other summits and business events across the nation. He was also a co-host of WVNJ's popular "The Real Estate and Money Show". He has received national recognitions including being named as one of RISMedia's Real Estate News Makers in 2023 and 2022, National Mortgage Professionals' selection of "Top Most Connected Mortgage Professionals" in the U.S in 2021 and 2020, and was chosen to be one of Mortgage Professional America's 5-Star Top Originators for 2021.


He also is a Five Star Mortgage Professional award for superior customer service and professionalism 6-time recipient most recently in 2023 and 2022 from NJ Monthly Magazine as well as being selected as one of Fortune's 2022 Top 100 Market Leaders in the nation and Forbes Top 100 Market Leaders in the nation in 2021. Marc holds the following certifications and designations; Certified Divorce Lending Professional (CDLP), Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU).


Profoundly inspired by his grandfather's hard work and success, Marc has authored his first book—"Lessons from My Grandfather: Wisdom for Success in Business and Life"— which shares knowledge gained from his beloved mentor, Haralambos Georgiou Pistis, who was affectionately known to all as Charlie. From a very young age, Marc chronicled Charlie's experiences as an immigrant from Cyprus. In dedication, he now offers his grandfather's timeless principles for achieving success and leading a fulfilling life. Foremost, is the belief that success is a choice.


Marc graduated from Rutgers University/Rutgers Business School with a Bachelor of Science in Finance. He presently resides in Montville, NJ and is a proud father of 3 daughters. Marc treasures the time he spends with family and friends and strives to regularly make a difference in the lives of others around him, both professionally and personally. He also finds inspiration in a quote by Henry David Thoreau: "Go Confidently in the direction of your dreams! Live the life you've imagined.

SVP of Mortgage Lending/Branch Manager

Marc Demetriou, CLU, ChFC, CDLP is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Marc is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Marc at (973) 521-8345 for more information!

Marc Demetriou, CLU, ChFC, CDLP at Guaranteed Rate (NMLS #111118)

I have been in the financial services industry for over 10 years and have been in the mortgage industry for 6+ years. I have been very fortunate over the course of my career to have worked with very talented, encouraging, and supportive colleagues. As a result, I am a multiple President’s Club Award winner, along with many other accolades over the years.



When I finally joined Guaranteed Rate as VP of Mortgage Lending, I immediately knew I was home. Our Core Values say it all - We put our customers first. We think big but grow for good. We work with the best of the best, we demand excellence out of ourselves, and hold ourselves accountable. And, my personal favorite core value, we give a sh!t!



I started in this business to legitimately help people, and I am absolutely ecstatic every day to be working for a company that has the same goals. This means, when you pick up the phone or send that email to me, I'm here to help answer every question and to walk you through what needs to be done. You'll find that this process is so easy because our goals are aligned. The most consistent compliments I receive are regarding my patience, promptness, and ability to listen and communicate effectively, without the use of industry jargon.



Prior to getting into the mortgage industry, I worked at my parents’ business in Middletown, New Jersey. I attended Rutgers University and graduated with a bachelor’s degree in Economics. In my free time, I love anything sports, travel, or leisure related. I also enjoy tackling projects in my own home!

Branch Manager/VP of Mortgage Lending

Brian Kelly is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (609) 294-4612 for more information!

Brian Kelly at Guaranteed Rate (NMLS #1092959)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Sales Manager/VP of Mortgage Lending

Laura Lang is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Laura is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Laura at (862) 371-0087 for more information!

Laura Lang at Guaranteed Rate (NMLS #242525)

Tricia Cuthbertson is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Tricia is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tricia at (973) 241-8963 for more information!

Tricia Cuthbertson at Guaranteed Rate (NMLS #1645205)

A professional, dedicated & service-oriented loan originator who cares about delivering a mortgage for his clients & real-estate partners on time, and with their future financial success in mind. Schooled in every lending option, and with direct access to my underwriters, my team and I produce industry leading results

Eric Mason is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Eric is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Eric at (973) 241-8964 for more information!

Eric Mason at Guaranteed Rate (NMLS #1313767)

Jessica Imparato is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jessica is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jessica at (973) 521-8341 for more information!

Jessica Imparato at Guaranteed Rate (NMLS #1535873)

My name is Tiffany Sime and I am a Loan Officer for Guaranteed Rate. About me outside of mortgages, I grew up in Paterson, NJ. I am a proud daughter of Dominican parents who migrated to the United States in the 1970's. I have a thirst for knowledge and my God given gift is to educate others.  
The journey that led me into the mortgage business was one defined by a strong entrepreneurial spirit and a relentless commitment to succeed. Thanks to this drive for success and my supportive parents, I bought my first house when I was 22 years old while in graduate school and it was the best thing I have ever done. Being a home owner, I truly understand the privilege of owning property. It has been my GOAL to get as many minorities as I can to become homeowners.  
I have been in the business for years and have mastered the process. I have mastered making the home buying a simple and seamless process. No process is perfect but the big reward is getting to the closing table together. My Promises: 1) To Educate – To educate you on ALL your loan options. Answer any and all of your questions correctly. 2) To be Available – I provide my cell phone number, so my clients have full access to me. Call/text/email/DM, whatever works for you. 3) To be Honest – I make the mortgage process as seamless as possible. Though things can happen during the home buying process, I will always be 100% honest with you.

VP_DE_PRéSTAMOS_HIPOTECARIOS

Tiffany Sime is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Tiffany is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tiffany at (973) 840-1973 for more information!

Tiffany Sime at Guaranteed Rate (NMLS #1699588)

Allan Stern is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Allan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Allan at (732) 638-9073 for more information!

Allan Stern at Guaranteed Rate (NMLS #883765)

My name is Glenn Feldman and I have been a loan officer for 20 years. I am an expert in residential loans and my customer service is tops. I am always available and will make the process as easy and stress free as possible. Please call me at (732) 995-1285 with any questions you may have.

Glenn Feldman is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Glenn is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Glenn at (732) 268-1156 for more information!

Glenn Feldman at Guaranteed Rate (NMLS #305435)

Jon Soto is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jon is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jon at (973) 542-2851 for more information!

Jon Soto at Guaranteed Rate (NMLS #1869835)

Wanetta Harvey is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Wanetta is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Wanetta at (646) 221-6184 for more information!

Wanetta Harvey at Guaranteed Rate (NMLS #2024689)

Zev's years of experience in the financial services industry combined with the extensive mortgage resources at his fingertips with Guaranteed Rate allow him to provide his clients with lightning-fast pre-approvals, great rates, superior customer service, and hassle-free Five-star closings. As a prolific published writer of children's stories (which grew from making up bedtime stories for his five children), Zev also wields his mighty pen and articulate communication skills as a proud member of the "We Give a Sh!t!" Guaranteed Rate team of incredible professionals of finance, title, PMI tailored rates, as he effortlessly and pleasantly guides his clients through the loan process. Zev, who is licensed to originate mortgages in NY, NJ, PA, and CT, is dedicated to building lasting relationships with his customers (who often become personal friends) and realtors by delivering transparent, superior customer service while providing effective and creative purchasing or refinancing solutions. Contact him today for a customer experience you will surely be sharing with your family and friends!

Zev Lewinson is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Zev is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Zev at (973) 866-2003 for more information!

Zev Lewinson at Guaranteed Rate (NMLS #1072291)

I have been in the mortgage business for many years in all types of roles. My favorite is working directly with the clients and helping them realize their goals of buying their dream home or refinancing their current home to improve their financial situation. I have many repeat clients that are very happy with my level of service.

Mary Ratchford is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Mary is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mary at (973) 866-2002 for more information!

Mary Ratchford at Guaranteed Rate (NMLS #261640)

Producing Branch Manager

Erik Startzel is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Erik is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Erik at (973) 241-8962 for more information!

Erik Startzel at Guaranteed Rate (NMLS #260855)

MaryBeth Brannigan is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, MaryBeth is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact MaryBeth at (973) 939-8664 for more information!

MaryBeth Brannigan at Guaranteed Rate (NMLS #1240169)

I have been in the mortgage industry for 31 years spending a majority of those years, 18, at Homebridge. I graduated from Seton Hall University with a BS in Finance. I enjoy playing golf and soccer. I have 3 children, ages 18, 15, and 12 and have been married for 21 years.  
I have always been inspired to make a difference in my clients lives, bring value to those who trust me with their business while having a positive impact on those closest to me. That has been mine and my teams vision since day 1.

Nick Turchi is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Nick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nick at (973) 830-8717 for more information!

Nick Turchi at Guaranteed Rate (NMLS #39292)

Hello! My name is Michele Prato, and I have 22 years experience in the Mortgage Industry.  
I love what I do, especially navigating through tough loans to get 1st time homebuyers into their dream home whether it is helping assist in putting them in the right programs, fix their credit, and help them with their loans, and give them options for ALL loan programs in their best interest.  
For over 11 Years I have been servicing Law Enforcement as well as Veterans, and have made some amazing friends along the way. Thank you for all you do!  
So coming to me for your mortgage and financial needs is the right choice! I am available whenever you need to talk and will walk you through the process from start to finish. I look forward to seeing you at the closing table!


*Guaranteed Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.*

Michele Prato is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Michele is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michele at (973) 521-8373 for more information!

Michele Prato at Guaranteed Rate (NMLS #89891)

Customers remain at the center of everything we do, from our Intuitive Loan Finder, World’s First Digital Mortgage and easy-to-use GR Mobile App to our continued commitment to providing the personal service that has made us one of the most trusted mortgage providers in the country. Find the perfect mortgage for your situation, anytime, anywhere.

We understand that choosing a mortgage is the biggest financial decision of your life, and we’re committed to making the process as seamless, friendly and financially valuable to you as possible.

It's a simple formula that has made us one of the most trusted mortgage providers in the U.S.

Yasin Peppers is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Yasin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Yasin at (973) 866-2004 for more information!

Yasin Peppers at Guaranteed Rate (NMLS #2504203)

Victor Ilisco is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Victor is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Victor at (609) 294-4447 for more information!

Victor Ilisco at Guaranteed Rate (NMLS #1216401)

John Tesoriero is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, John is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact John at (973) 866-3111 for more information!

John Tesoriero at Guaranteed Rate (NMLS #2428703)

Producing Branch Manager/VP of Mortgage Lending

Dave Taormina is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Dave is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dave at (973) 658-4792 for more information!

Dave Taormina at Guaranteed Rate (NMLS #215662)

Pank Manchanda is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Pank is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Pank at (201) 645-6442 for more information!

Pank Manchanda at Guaranteed Rate (NMLS #1223173)

Devin Moran is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Devin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Devin at (973) 658-4791 for more information!

Devin Moran at Guaranteed Rate (NMLS #1685333)

Jackie Doyle is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jackie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jackie at (973) 866-2005 for more information!

Jackie Doyle at Guaranteed Rate (NMLS #55246)

Marisol brings 32 years of expertise guiding first time home buyers and investors through all steps of the mortgage process. Her experience gives her unique insight into the pitfalls and possible mistakes home-buyers can make. She was drawn to home finance based on her own experience as a mother and first- time home buyer, who was unhappy navigating the complicated legal language without guidance.


"Never again, should home buyers go through what I had to do, I knew there had to be a better way, something more personal. So that's why I entered the business 32 years ago ." Crespo reports. Her experience has given her great skill in making the process easier, more accessible, and understandable for home-buyers. She prides herself in honoring her commitment to her clients: To help borrowers to decode the technicalities and analyze and then pursue the best possible avenues to home ownership.


Marisol knows that mortgages are not just about buying a house, but building a home. She values her professionalism and personal touch in all parts of the process. From the first moments in preparing the application and finding the right fit between credit preparation (for those who have had problems in the past or little to no credit at all) and mortgage programs, to successful closing and achieving the dream of home ownership, Marisol Crespo guides her clients through every step of the process.

Marisol Crespo is your Montville local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Marisol is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Marisol at (201) 645-6431 for more information!

Marisol Crespo at Guaranteed Rate (NMLS #68845)

Montville

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27 Loan Officers in Montville, NJ