Pam Ola
Producing Branch Manager

Pam Ola has worked in the mortgage industry for 22 years. Throughout her professional career, she has received numerous top sales and leadership awards, as well as being a member of the Guaranteed Rate President's Club and a 1% Mortgage Originator in the US. Pam grew up in New Jersey before moving to the Kansas City Missouri area over 30 years ago. She has had a long-standing history of serving the Kansas and Missouri community as a reliable mortgage lender, earning the trust and respect of many local real estate agents and builders. With her years of experience and in-depth knowledge of loan products, secondary markets, and underwriting guidelines, Pam and her team can help keep the loan process understandable and put their customers at ease during each step of the process. Pam attributes her success to her commitment to superior service, integrity, ethics, and building client relationships for life. She builds this relationship from the start by educating her clients and helps them find the best mortgage solutions that meet their unique and individual needs. She specializes in financing single-family homes, townhomes, and condos in Missouri, Kansas, Nebraska, Iowa, Texas, and California. She has extensive knowledge of FHA, VA, USDA, Conventional, and Jumbo financing options and her clients range from the first-time homebuyer to complex self-employed clients purchasing high-end homes and investment properties. Her business is 100% referral basis from present and prior clients, top realtors, builders, and financial planners. If you are looking for a lender who will provide you with customized, exceptional service, you have found her!

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Areas served
  • Liberty
  • Kansas City- Northland
  • California
  • Florida
  • Texas
  • Oklahoma
  • Nebraska
  • Missouri
  • Kansas
  • Illinois
  • Colorado
  • Wisconsin
Services offered
  • Purchase and Refinance - specifically in FHA, Conventional, USDA, and VA
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    Today's rates

    Loan typeRateAPRDiscount points ($)Mo. payment

    This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate and are subject to change without notice. If the down payment is less than 20%, mortgage insurance may be required and could increase the monthly payment and APR. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges). For home equity lines, the APR simply reflects the interest rate. When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders. One discount points equals one percent of your loan amount. Some jumbo loan options may not be available to first\-time home buyers. We based the mortgage interest rates shown on a 30\-day rate lock period. Under certain circumstances, a 30\-day rate lock may not be available. When you apply, you can choose to lock or float your interest rate range. Mortgage rates and loan options displayed depend on a number of variables, including the accuracy of the information you have entered, which is subject to verification, credit and property approval. These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing. VA If you meet the eligibility requirements of the VA program, gifts or grants may be used for down payments. Up to 100% financing may be available for qualified borrowers. Most VA loans require the borrower to pay a 'funding fee'. This fee may be paid out of pocket or financed into the loan amount. At the direction of the United States Congress and the Department of Veterans Affairs VA Funding Fees may increase or decrease without notice. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency. Adjustable Rate Mortgage (ARMs) Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Since the index in the future is unknown, the First Adjusted Rate and Payments displayed are based on the current index plus the margin (fully indexed rate) at time of scenario/disclosure. Before choosing an ARM, you should decide if you can manage the maximum estimated payment if the rate increases. To fully understand minimum and maximum payments, please speak to a mortgage loan expert.