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Parker Avera
VP of Mortgage Lending

Supporting people in life, is an innate passion that Parker will continuously pursue. His joy for encouraging and motivating people has branched in many directions, but ultimately cemented him in the mortgage industry. Parker understands homeowners are 70% more likely to build generational wealth than non-homeowners. He also understands buying a home can induce heavy emotions such as fear, anxiety, and doubt. Parker's mission is to instill confidence and enthusiasm, while simultaneously providing the most effortless loan process. He will provide realistic expectations upfront on aspects such as cash needed to close, monthly payments, and the best strategies to help you achieve your long-term financial goals.

Parker was raised in Beaufort, South Carolina. As a graduate of the University of South Carolina, Parker studied business, economics, hospitality and marketing. Parker married his gorgeous sweetheart, Katie, in 2018. Together they raise an amazingly adventurous little boy and a ridiculously spazzy golden retriever. Parker and his family currently reside in Charleston, South Carolina and love getting outdoors to relish all the lowcountry has to offer. Whether you are a first-time home buyer or a seasoned investor, you can trust Parker and his team with all your home-financing needs.

Helpful tools and resources
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First-time homebuyer’s guide
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Mortgage calculators
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Loan options

Recent reviews

What people are saying
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
Areas served
  • Parker is personally licensed to lend ANYWHERE in South Carolina & Georgia
  • Guaranteed Rate is licensed in all 50 states!
Services offered
  • Purchase
  • Refinance
  • Conventional
  • Jumbo
  • FHA
  • VA
  • USDA
  • Down Payment Assistance
  • Cash Out Refinance
  • Second Home
  • Investment Property
  • Construction to Permanent
  • First Time Home Buyer
  • Non-QM Brokered Options
  • And more!
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
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Today's rates

Loan typeRateAPRDiscount points ($)Mo. payment

This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).

Product Assumptions:

Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.

Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.

FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.

VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.

These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.

One discount points equals one percent of your loan amount.

Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.