Patrice Watkins
VP of Renovation Lending

Patrice is a native of Georgia & have been in the mortgage industry since 2001 with a focused specialty to Renovation loan financing for more than a decade. At the onset of her mortgage career, Patrice’s loan niche was New Construction & Construction-to-Perm financing working for a large broker firm. Her background began in I.T. as an Analyst for IBM, but she later grew to want more time with family & control over the direction of her career. She chose to go into an entirely new career path using her analytical background in project management as a tool combined with mortgage origination of conventional & government loans. This career change proved to be rewarding & successful until the economic collapse which led Patrice to go to work for a major correspondent lender in their I.T. division as an Analyst working in implementation and system process flow of the FHA 203K renovation loan.

As the market for home buying returned, she saw the opportunity to originate again using renovation as a device to assist with bringing values back to communities and she has never looked back. Patrice employs a lead-by-example philosophy and provides ongoing training to consumers and her Realtor referral partners. Her work encourages creativity, developing teamwork and promoting her best individual performance. Her strong customer service skills, along with organizational, problem-solving abilities and self-motivation have earned her a reputation for dependability, integrity, efficiency and professionalism. Every renovation loan is coordinated as a project with a timeline, budget and pre-determined delivery date for closing. Patrice thoroughly understands the mathematics of reno-loan types in identifying and rectifying potential problems that can arise, answering all questions however complex and Keeping buyers and their realtors updated at each phase of the process. She is a volunteer for Habitat for Humanity, her church, & her community. Those who know her well knows she’s passionate about helping more home buyers attain home ownership and homeowners bring the vision of their dream home into a reality! She’s happy to assist you with all your mortgage needs for various loan products & options that include: 203K, HomeStyle & VA Renovation.

Patrice is married & the mother of two; She is reno-certified & state licensed in Alabama, California, Florida, Georgia, North Carolina, South Carolina, Tennessee & Texas! Contact her today with any questions you have & to experience the speed of the world’s First Digital Mortgage at Guaranteed Rate!

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