Patrick Ruffner is a Branch Manager/National Relocation Manager that has 6 years of experience in the mortgage industry and has been with Guaranteed Rate since 2009. In 2014, he was ranked #130 in the Scotsman Guide’s Top 300 Originators and #...
Patrick Ruffner is a Branch Manager/National Relocation Manager that has 6 years of experience in the mortgage industry and has been with Guaranteed Rate since 2009. In 2014, he was ranked #130 in the Scotsman Guide’s Top 300 Originators and #99 in Mortgage Executive Magazine’s Top 200 Mortgage Originators in America. In 2015, he moved up the Mortgage Executive ranks to be listed as #74 in the Top 200. He has been a member of the President’s Club for the past 4 years and joined the Chairman’s Circle in 2015. Patrick has lived in Chicago his entire life and continued his college career in the suburbs of Chicago, studying at Benedictine University in Lisle, Illinois. He received a well-rounded education through studying outside of the industry and majoring in biology. Patrick is a sports fan that spent 18 years of his life playing soccer before an injury ended his career, thus relegating him to the position of Superfan.
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What people are saying
From start to finish....and all the steps along the way.....Guaranteed Rate was AWESOME! Everyone on Patrick's team were great! My husband and I really appreciated the professionalism of all members on the team and each & everyone of their goals were the same.....to get the loan for us so we could move into our new home! Although the concept of obtaining a loan over the internet was a bit new to me as I'm a little old school thinking you need to walk into a building & talk to a live person to get a loan, I can't be happier with my decision to apply online with Guaranteed Rate. I really believe it was easier because Patrick and his team were always only an email away. I am extremely impressed with how fast the team replied back to me. Everyone always answered my questions or got the answers in a very timely manor and that was priceless for me......no waiting & wondering. Thank you Patrick, CJ, Anna, Brooke and Guaranteed Rate!
Tracy M. | December 2016
This was the easiest re-fi that we've ever done. It was completed in less than 30 days, everyone was on top of all of the items needed and the process when through smoothly. We could not have asked for more!! Thank you!!! The whole team was excellent!!!!
Sean S. - Carlsbad, CA | Jan. 2016
Patrick was great. Very helpful, responsive and professional.
Mary T. â€“ Fort Mill, SC
My initial contact was with Patrick Raffner. From the very first point of contact this has been an awesome experience. I never imagine a refi could go as smoothly & quickly as ours did. Â He was very prompt and professional in all his responses to me and provided us with a wide range of options to work from. Everyone was friendly and efficient, answering all my inquires very quickly.Â We closed in the comfort of our own home & they were able to meet after 6PM, which accommodated our work schedules. Â We received a great rate and I cannot stress how ridiculously simple the entire process was.
Michele J. â€“ Louisville, KY
Patrick was very responsive and the first part of the process had good technology automation to get paperwork done. Patrick and team rocked!
Todd M. â€“ Pleasanton, CA
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