Get up-to-date information and assistance from our COVID-19 Resource Guide.

headshot
Patty Souza
Vice President of Mortgage Lending

I began my lending career in 1977. I started as a bank teller with Wells Fargo and stayed on to learn all I could about mortgages. After I left the bank in 1984, I went in a completely different direction. I became an electro-mechanical draftsperson. Fascinating, but it didn’t pay well. In 1986 I got my real estate license and sold real estate in San Francisco for a little over 3 years. In 1989, I came back into lending—this time on the wholesale side. I joined Real Estate Financial Services (now a branch of Guarantee Mortgage) in 1990 and was the top producer there for nearly all of my tenure with them, which spanned over 15 years. In 2005 I joined First Security Loan at their Sutter Street branch. Following the financial meltdown, First Security elected to close their operations in 2009. I am now with Guaranteed Rate in SOMA. I am a member of the California Association of Mortgage Bankers. I do loans all over California. The transactions I do range from all types of residential loans to TIC’s, to equity lines and commercial apartment building loans.

See how easy our Digital Mortgage works

Patty Souza at Guaranteed Rate at 636 Fourth St San Francisco, CA

Recent Reviews

What people are saying
Helpful tools and resources
Mortgage Calculators logo
Mortgage Calculators
Loan Options logo
Loan Options
Home Valuation logo
Home Valuation
Market Research logo
Market Research
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Marcus by Goldman Sachs
Consolidate your debt and potentially lower your interest rates
loading rates table

Today's Rates

Loan TypeRateAPR

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I'll answer your questions and guide you through the process!