Paul Archibald has been in the mortgage business for more than 15 years after being inspired by his family who were in the banking business in Boston. Paul is a member of Guaranteed Rate's prestigious Chairman's Circle and closed more than $100 Million in funded loans in 2020. He will guide you through the mortgage process for your home purchase or refinance. Paul simplifies the mortgage process for First Time Buyers, Jumbo borrowers, 2nd home purchases, and investment opportunities. To ensure smooth sailing from the initial pre-approval stage to contract – and throughout the entire mortgage process to closing – Paul’s priority is to clearly communicate all aspects of the process, making himself available to his clients and intermediaries 24/7. The satisfaction of his clients has been illustrated through Paul’s large number of repeat customers, and more specifically through the numerous referrals he receives from his clients. He was recognized as one of the Top 1% of Originators in America in several recent years as ranked by Mortgage Executive Magazine. More About Paul Paul is a resident of Boston and graduated from Rollins College with a degree in Economics. Paul is a contributor to various charities and organizations including Massachusetts General Hospital and Thayer Academy. In his spare time, Paul enjoys boating, golfing, skiing, Cape Cod and going to the islands during the summer while spending time with friends and family. More About Guaranteed Rate Guaranteed Rate is the eighth largest retail mortgage lender in the United States. Headquartered in Chicago, the company has approximately 195 offices across the U.S. and Washington, D.C., and is licensed in all 50 states. Since its founding in 2000, Guaranteed Rate has helped hundreds of thousands of homeowners with home purchase loans and refinances and funded nearly $23 billion in loans in 2016 alone. The company has become the Home Purchase Experts® by introducing the world's first Digital Mortgage technology and offering low rate, low fee mortgages through an easy-to-understand process and unparalleled customer service. Guaranteed Rate won an American Business Award for its Digital Mortgage technology in 2016, ranked No. 1 in Scotsman Guide's Top Mortgage Lenders 2015, was chosen Top Lender 2016 by Chicago Agent magazine and made the Chicago Tribune’s Top Workplaces list five of the past six years. A direct lender with Fannie/Freddie, Guaranteed Rate has developed the deepest lending platform in the country. No independent lender offers more products at a more competitive price. With our unique blend of Agency Direct, National Bank, and Regional Bank relationships, Guaranteed Rate can compete in any market with any lender.
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.