I have been in the mortgage business for more than 20 years. Before I entered the mortgage business, I was a real estate agent for 12 years. My background gives me a unique perspective and approach to mortgage loan origination. This experience allows me to provide excellent service and insightful guidance. Serving my customer’s needs is my top priority. I have much experience with many different loan programs including Refinancing, Purchases, New Construction, Lake County Homes, Condominiums, Jumbo, FHA, VA, USDA, and transactions with unique circumstances and special challenges. I love to provide second opinions and mortgage “tune-up” consultations…no strings attached. I promise a complete, comprehensive, and honest analysis of your situation.
What people are saying
"They worked diligently to ensure things went smoothly."
Darryl S. - Menomonee Falls WI | May 2022
"Communication, communication, communication. I was impressed how well the team at guaranteed rate kept me informed on what was needed, what was happening and what would happen next. Whether it was a phone call, email or quick text, I got the information needed to keep the process on track."
Jason H. - Watertown WI | May 2022
"Penny and Nichole were great to work with. Responsive and professional."
Joanne M. - West Allis WI | Apr 2022
"Penny and Nichole are OUTSTANDING!!"
James H. - Muskego WI | Apr 2022
"Great communication for a first time home buyer and always quick to respond, even on the weekends!"
Rhenee B. - Saint Augustine Beach FL | Apr 2022