"It's a Grate day for hockey"
Peter de Jong (pronounced De Young) was born and raised in MN. Both his parents, Jim and Sheila, were educators. Peter attended the University of Chicago and graduated with a B.S. degree in Political Science in 1990. In college, Peter met his spouse Jill. Jill and Peter are celebrating their 30th wedding anniversary in 2022. Peter and Jill have 4 boys - Derek (20), Jacob (17), Liam (17), and Ryan (14). After college, he began his career in mortgage lending. Peter has worked for 3 companies over that 30 year period in sales and branch management. He is honored to build a production team at Guaranteed Rate for the remainder of his career serving families with dream of homeownership.
Outside of mortgage lending, Peter has been an active participant of AREAA - Asian Real Estate Association of America since 2006. In 2021, Peter served as the first Caucasian AREAA Greater Chicago Chapter President. AREAA has over 40 chapters and 17,000 members nationwide helping AAPI (American Asian Pacific Islander) families achieve sustainable homeownership. Joining AREAA was a great fit for Peter as he honored his parents commitment to education and embracing the cultures of the world and along the way making great friends.
Peter can also be found at a rink, a frozen pond, or skating ribbon on any given day. He currently serves as the Chicago Romans Hockey Club President for the boys and girls high school hockey teams. Peter also coaches for the Chicago Jets Hockey Club as he is a USA Hockey Level 4 certified hockey instructor. If Peter could tweak a line or two from the show "Ted Lasso", it would be that "Hockey is Life" Peter enjoys helping children learn the life skill of skating, becoming resilient in life through playing sports, and developing friends for life through hockey. Peter is grateful for the many friendships he has developed around hockey and enjoys continuing to play hockey with friends and family today.
Lastly, what is Peter's why for joining Guaranteed Rate? If you were fortunate enough to watch the 1980 Olympic hockey game of team USA vs. team Russia, you know that team USA won that game 4-3 with "Do you believe in miracles" being uttered by announced Al Michaels as time expired. Homeownership is a miracle, it is a gift, it is precious. It creates families, it creates communities, it creates economies, it creates wealth. When team USA won that game, it was more than a game. Those 20 players lifted the spirit of our country at a time when we needed it most. Nobody thought that team USA could win that game. Nobody. Except those players and coaches. Many people face discouragement or worse discrimination trying to purchase arguably their biggest purchase of their lives - a home. If want to purchase a home, it is my job to help you believe you can, serve you in preparing and training to do so, and ultimately be a mentor and friend in helping you reach the podium. If you want to be a homeowner.....just come along with my team and I! Guaranteed Rate has the programs, the technology, and the capacity with assistants and pod operation teams to help customers and real estate professionals move the puck quickly towards the net, score a goal, and close both on time and quickly in competitive real estate market.
My team and I are honored to serve you. Have a question, our team is ready to serve!
Peace, prosperity, and joy to you!
Peter de Jong
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This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.