Phil Forbes
Vice President of Mortgage Lending

I started in the mortgage business as soon as I left college in 1993. For the first few years, I was a closer and a coordinator working at a law firm with the legal side of closings. After a few years of that I decided to become a loan originator in November of 1995 and although I have had many titles since, from "trainee" to "president", I've essentially never done anything but directly help people with their mortgage needs ever since. I have been recognized at every employer as a production leader and to this day enjoy the interaction I have with my customers and referral sources more than any other part of my job. I grew up in a western suburb of Cleveland (Rocky River) and I came to Cincinnati to attend college. I was a business major at The University of Cincinnati with a focus in real estate and I was an active member of Delta Tau Delta throughout my undergraduate time. I have lived on the East side of Cincinnati for nearly 20 years with my wife and 2 children- a girl (Sarah) and a boy (Philip).

Helpful tools and resources
Mortgage calculators logo
Mortgage calculators
Loan options logo
Loan options
Home valuation logo
Home valuation
Market research logo
Market research

Recent reviews

What people are saying
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Marcus by Goldman Sachs
Consolidate your debt and potentially lower your interest rates
loading rates table

Today's rates

Loan typeRateAPR

*Rates may vary by state.

Check rates and get approved online right now in just minutes! Or give me a call and I'll answer your questions and guide you through the process!