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Phil Forbes
Vice President of Mortgage Lending

I started in the mortgage business as soon as I left college in 1993. For the first few years, I was a closer and a coordinator working at a law firm with the legal side of closings. After a few years of that I decided to become a loan originator in November of 1995 and although I have had many titles since, from "trainee" to "president", I've essentially never done anything but directly help people with their mortgage needs ever since. I have been recognized at every employer as a production leader and to this day enjoy the interaction I have with my customers and referral sources more than any other part of my job. I grew up in a western suburb of Cleveland (Rocky River) and I came to Cincinnati to attend college. I was a business major at The University of Cincinnati with a focus in real estate and I was an active member of Delta Tau Delta throughout my undergraduate time. I have lived on the East side of Cincinnati for nearly 20 years with my wife and 2 children- a girl (Sarah) and a boy (Philip).

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