


Since starting in the real estate business immediately following college, Phil has developed a primary purpose: helping people build wealth through real estate. He believes that the home financing journey should be easy, transparent, and grounded in service. This customer first approach has paid off – more than 95% of his customers say they would refer him to a friend. After 25+ years in the business, becoming a Senior Vice President, earning President’s Club, and soaring to one of the top 1% of loan originators in the country, Phil’s ultimate goal still hasn’t changed.
Phil drives the mortgage business with his dedicated team on deck. His team focuses on educating their customers, so they can make the best decision for their long-term financial wellbeing. Phil leads his team with a customer-first approach. Financing a home is a huge decision, so every aspect of The Phil Forbes Team lending experience is catered to the customer’s personal needs. He services a wide range of loan needs, from pre-approvals for first time home buyers to jumbo purchases and refinances. Though the majority of his loans are centered in Cincinnati, Phil is licensed in 17 states, and serves customers all across the country.
Phil has lived in Cincinnati since moving here for college in the late eighties. He believes in the power of real estate as a wealth building tool even for himself – he actively invests in both “flips” as well as long term rentals. He is active within his community, and is a leader in the local boy scout troop. He also enjoys hiking and kayaking. His favorite adventure partners are his wife of 25 years, Robyn, and his adult children, Sarah and Philip.