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Phyllis Michaels
VP of Mortgage Lending

As a trusted Mortgage Lender, Phyllis helps clients build wealth and achieve their financial goals by investing in real estate. Her mission is to empower clients to use homeownership to build wealth. Her core values and commitment are to provide education, transparency and to build a long-term financial relationship with her clients. She offers a wide range of financial loan products including FHA, conventional, VA and jumbo loans. In addition, she offers specialty loan products including non-QM*.

She is backed by a team of processors, underwriters and closing specialists. Her team is dedicated to serving the needs of homeowners, ensuring that every loan receives a "World Class Loan Experience". Phyllis is committed to providing:
• Prompt attention
• "Total Cost Analysis" to meet your financial Goals
• An Explanation and an Education of your Mortgage Options
• Competitive Rates and Fees • Service "Before, During and After" Settlement
• High Commitment to Customer Service.

When Phyllis is not working, she enjoys biking, pickleball and sailing. She is an active member of her community and volunteers for Habitat for Humanity.

*This is a brokered loan product and not offered directly by Guaranteed Rate

Helpful tools and resources
Mortgage calculators logo
Mortgage calculators
Loan options logo
Loan options
First-time homebuyer’s guide logo
First-time homebuyer’s guide
The Best Mortgage Experience logo
The Best Mortgage Experience

Recent reviews

What people are saying
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
Areas served
  • Boca Raton, FL, Delray Beach, FL, Boynton Beach, FL
    Services offered
    • Mortgage Loan Services; VA, Conventional, FHA, Jumbo Loans, Doctor Loans, Non-QM Loans,
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