Ray Morrison
Vice President of Mortgage Lending

I have been with Guaranteed Rate for 16 years. I was graduating law school and fell into this company when it was first starting out. I decided to not practice law and stay in this line of business because I am able to help people with their biggest investment in life. I worked hard building my business and getting a referral base, so that now I am able to spend quality time with my wife and coaching my kids in football, basketball and baseball. One thing that always bothers me in life is not being able to get a hold of someone, so I am always accessible 7 days a week, even if I am on vacation.

Helpful tools and resources
Mortgage calculators logo
Mortgage calculators
Loan options logo
Loan options
First-time homebuyer’s guide logo
First-time homebuyer’s guide
Market research logo
Market research

Recent reviews

What people are saying
A HELOC with a fixed rate you can count on.
Our Home Equity Line of Credit (HELOC) can help you fund home improvements & consolidate debt.
Agent Advantage
Real Estate Agents: Want to look good and grow your business?
Put our power behind your bid. Compete with cash offers and bid, buy, and close fast.