Rick Garcia
VP of Mortgage Lending

Throughout Rick Garcia's professional career, he has always taken pride in providing exceptional client service. The ultimate people person, Rick has cultivated many business relationships by demonstrating an unbiased trustworthiness and a passion for transcending client standards. Starting as a loan officer in 2005, he refined his career in mortgage lending through several companies, eventually becoming sales manager of a small firm. He has earned the trust of clients by helping them obtain financing from lending institutions in a fair and transparent manner.

Rick, a true gourmet at heart, took a hiatus from the mortgage business, and followed his passion for food, wine, and service into the fine dining scene. He cultivated his passion into reality by becoming a Certified Sommelier and Beverage Director of several world class restaurants and hotels. These experiences allowed him to travel the world and forge meaningful relationships with an array of taste makers, influencers and other professionals. Alas, his true calling is the mortgage industry, and in 2018, Rick became a licensed loan originator again.

As a native New Yorker who grew up in Maryland and attended college in Florida, he is an avid home chef and outdoorsman who loves fishing, boating, and attempting, sometimes comically, to play golf. Rick studied Business Administration at Florida International University in Miami, Florida. He currently resides outside of Baltimore, Maryland with his wife and two sons.

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