


As a loan originator since the early 2000's, I have enjoyed the tremendous responsibility of helping hundreds realize the dream of home ownership. Though I very much appreciate and understand the technical complexities of what it takes to be an expert in home lending, my service standard can be distilled down to these fundamental values: Competency Accountability Responsiveness Efficiency Optimism Financial benefit Over my career I have made an unwavering commitment to put the client first, and this philosophy has helped me achieve top originator rankings on multiple occasions in the publications that track our industry. I live and work in Marin County, just north of San Francisco, where my wife, Michelle, and I are kept busy by our young son, RJ. Before the demands of parenthood and career prevailed, I was especially fortunate to experience an amateur athletic career that included a 2:49 personal best marathon, reaching the peaks of three of the world's Seven Summits and finishing 14 Ironman Triathlons, three of them at the Ironman World Championship in Kona, Hawaii.
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- San Rafael, San Francisco, Fairfax, Greenbrae, San Anselmo, Mill Valley, Sausalito, Larkspur, Corte Madera, Tiburon, Ross, Berkeley, Oakland, Walnut Creek, Concord, Orinda, Moraga, Lafayette, El Cerrito, Los Angeles, San Diego, San Francisco, Daly city, Burlingame, San Jose, Millbrae, Santa Clara, Richmond, Albany, Milpitas, Livermore, Dublin, San Ramon, Danville, Alamo, Napa, Sonoma, Petaluma, Sebastopol, Fresno, Stockton, Portland, Waikiki, Maui, Oahu, Kauai, bosie, Meridian, Nampa, Idaho falls, caldwell, San Leandro, Hayward, Fremont
- Home Purchase, Conventional, Conforming, Refinancing, Refinance, Jumbo Loans, VA Loans, Freddie Mac, Fannie Mae, Ginnie Mae, FHA, First Time Home buyer, Down Payment Assistant programs, HUD, Arms, Adjustable-Rate Mortgage, Fixed