I am an experienced mortgage banker working in the Greater Chicagoland Area. I have lived and worked in the Western Suburbs for the last 22 years.
95% of my business comes from referrals. I build strong relationships with my clients and many of them consider me a life long adviser. I am passionately focused on helping people obtain the best rate and closing cost scenario on their mortgage. I have been a mortgage banker and broker for over 22 years. I have owned a mortgage company, as well as ran branches for multiple other companies. I service many areas of Chicagoland including Naperville, Plainfield, Oswego, Aurora, Montgomery, Elgin, Joliet, Schaumburg and Wheaton. I am also licensed in Florida, Wisconsin, Michigan and Indiana. My team and I are very hands on with the entire process. I take the time to track the bond market daily in order to give you an affordable mortgage rate and closing cost scenario. I am fully committed to providing each of my clients with personalized service and make their loan process a smooth transaction from beginning to end.
See my video
Recent reviews
- Naperville
- Plainfield
- Oswego
- Aurora
- Montgomery
- Schaumburg
- Joliet
- Elgin
Loading Rates...
Today's rates
| Loan type | Rate | APR | Discount points ($) | Mo. payment |
|---|
This is NOT a mortgage loan approval or commitment to lend. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. Mortgage rates are offered exclusively through Guaranteed Rate, Inc. and are subject to change without notice. The payment amount does not include homeowners' insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees (such as mortgage insurance, discount points, and origination charges).
Product Assumptions:
Conforming: Sample monthly payments for conforming loan products are based on a purchase price of $437,500, and a down payment of 20.00%. Advertised rates and APRs are subject to change without notice. Above scenarios assume a first lien position, 750 FICO score, 30 day rate lock on a primary residence.
Jumbo: Sample monthly payments for jumbo loan products based on a purchase price of $1,200,000, and a down payment of 25.00%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 760 FICO score, 25 day rate lock on a primary residence.
FHA: Sample monthly payments are based on a purchase price of $310,880, and a down payment of 3.50%. Advertised rates and APRs are subject to change without notice. Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence.
VA: Sample monthly payments are based on a purchase price of $400,000, and a down payment of 0.00%. Advertised rates and APRs are subject to change without notice. Sample does not include VA funding fee (max VA funding fee of 3.3%). Above scenario assumes a first lien position, 680 FICO score, 30 day rate lock on a primary residence. Must be an eligible veteran. Subject to underwriting guidelines and applicant's credit profile.
These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
One discount points equals one percent of your loan amount.
Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture, or any other government agency.
